Most Americans have some amount of credit card debt. Some have an easier time of paying it than others. Often, people take on a little more than they can handle and, over time, they accumulate tens of thousands of such debt without having the sufficient...
Federal law in Chapters 7, 11, and 13 of the Bankruptcy Code (Title 11), details the type of bankruptcy relief available in the United States. Today's blog, the last in a series, addresses some questions that you should ask if you are unsure which type...
Federal law in Chapters 7, 11, and 13 of the Bankruptcy Code (Title 11), details the type of bankruptcy relief available in the United States. Today's blog, the second in a series, addresses some questions that you should ask if you are unsure which type...
Many of life's unexpected events such as the loss of a job, tragic accident, sudden illness, or death of a spouse may cause unforeseen, negative changes, especially in an individual's pool of assets and income. Such events may have the effect of eliminating adequate funds...
Alberto Montefalcon and the Montefalcon Law Offices serve all residents of the Sacramento area. We proudly serve individuals who need to file bankruptcy to solve their financial problems. Whether married or single, if you need to solve your problems related to financial difficulties, we may...
Do you have problems making bill payments? Are these payments regularly delinquent? Is this monthly routine causing financial hardship and even other non-financial problems? Is this stress negatively affecting quality of life? Is bankruptcy a viable option and solution? Have you considered it? If so,...
If you are facing debt problems, bankruptcy may be a viable solution. The experienced Sacramento metropolitan area/Northern California defense attorneys at the Montefalcon Law Offices are here to help you if your financial position necessitates the consideration of a bankruptcy case filing under Chapter 7,...
When consumers consider filing a bankruptcy case, it’s important to be aware of some basic information about the types of bankruptcies available. A knowledgeable bankruptcy attorney may further elaborate on the following information about the types of bankruptcies and answer any questions. *Chapter 7 A Chapter 7 bankruptcy, or...